Family Plan Manager

This is a fork of build your own mint complete all the steps from # Build Your Own Mint first.

Goal of the project is simple:

Get bills data from google sheets via named ranges
Look up transactions via plaid and venmo statements
Build an audit report of amount owed vs amount paid and write it back to google sheets.
Check below screenshots to understand how it's done.

Instructions to run the project:

rename env.sample to env and populate it.
VENMO_DIR (directory in which your venmo statements are)
SHEETS_TRANSACTIONS_SHEET_NAME (name of the sheet where you want your transactions data be written to eg: Sheet1, Sheet2...)
SHEETS_TEST_NAME (name of the sheet used to test google sheets connection, used by npm run test-sheets)
other env variables are self explanatory or so I hope.
after following all the instructions from 'build your own mint' and populating above env variables, run below command npm run test
you should then see transactions and audit sheets populated.

Word:

Feel free to suggest something, report a bug or improve the code.

Bills organization

Note: 'N/A' means not applicable and the row is ignored.

Transactions

Audit

Build Your Own Mint

Important Disclaimer

All this repo does is talk to Plaid/Google APIs and write tokens to your local file system. If you don't feel safe entering real bank credentials, audit the code yourself to make sure.

Install Dependencies

This project uses Node.js. Run npm install in the repo root to install necessary dependencies.

Setting up API keys

First things first - rename .env.sample to .env. Variables in this file will be loaded as environment variables. This file is ignored by Git.

Plaid

You will first need to sign up for Plaid and apply for the development plan. You might need to wait for a day or two to get approved. It's free and limited to 100 items (i.e. banks), so it should be more than enough for your personal use.
Once approved, fill out the following in .env:
- PLAID_CLIENT_ID
- PLAID_SECRET
- PLAID_PUBLIC_KEY
Now you need to connect to your financial institutions to generate access tokens.

Run npm run token-plaid <account> where account is an id for the bank you want to connect (it's for your personal reference, so you can name it anything). This will start a local server which you can visit in your browser and go through the authentication flow. Once you've linked the bank, its associated access token will be saved in .env.

This process needs to be repeated for each bank you want to connect. Make sure to run each with a different account name.
If you've done everything correctly, running npm run test-plaid now should log the recent transactions in your connected accounts.

Google Sheets

I use a Google Sheet because it's convenient. If you don't trust Google or want to build your own fancy interface, you can totally do that - but that's out of scope for this demo.

First, create a Google Sheets spreadsheet, and save its ID in .env as SHEETS_SHEET_ID.
Then, go to Google Sheets API Quickstart, and click the "Enable the Google Sheets API" button. Follow instructions and download the credentials JSON file. Take a look at the file and fill in the following fields in .env:
- SHEETS_CLIENT_ID
- SHEETS_CLIENT_SECRET
- SHEETS_REDIRECT_URI (use the first item in redirect_uri)
Run npm run token-sheets. This will prompt for auth and save the token in .env.
Now run npm run test-sheets. You should see your sheet's cell A1 with "It worked!".

Transform your Data

With the APIs sorted out, now it's time to connect them. Open lib/transform.js - this is where you can write your own logic to map incoming transactions to cell updates. How to structure the spreadsheet to use that data is up to you.
By default, the transaction date range is from the beginning of last month to now. You can adjust this in lib/fetch.js.
Once you've setup your own transform logic, run node index.js. If everything works, your spreadsheet should have been updated.
This repo only handles transactions, but it should be pretty straightforward to add balances. (logic for fetching balances is in fetch.js already)

Automate the Updates

The repo contains a CircleCI config file which runs the update every day at 5AM UTC (midnight US Eastern time). You can adjust the cron config to tweak the time/frequency of the updates. Note that your local .env is not checked into the repo, so you will need to copy all those env variables into your CircleCI project settings.

This is totally optional if you don't trust CI with your tokens. Just run it manually when you want to update things.

shrshk / family-plan-manager