Intially When you start the App you can see this screen. You can put the correct initial of your FullName and also enter the pin code to Login.
Let us suppose my name is Jonas and I signed in to my account and here I see Welcome message with my name and also at the bottom right the timer started because you are not performing any activity like money transfer and loan request.
After that when start the money transfer or something else the logged out time get resetted everytime.
Also also ypu can see the amount is deducted from my account.
Now just for the test if I go to the account to who I transfer the money you will see the amount added to their account.
Here I also requested the loan of 1000 😂 to show the loan feature but the bank decline because it not 10% of my deposits
So now I am going to get another loan request which is 100 😀