punyaslokdutta / Penny-Drop-Verify

React JS mobile web app for Uber cab drivers to verify bank accounts through a Penny Drop API, integrating a Node server with a mock endpoint for testing

Penny-Drop-Verify

React JS mobile web app for Uber cab drivers to verify bank accounts through a Penny Drop API, integrating a Node server with a mock endpoint for testing

Verification Steps

1. IFSC Verification

API server that serves Razorpay's IFSC API. API Root is https://ifsc.razorpay.com/

Routes:

• /:ifsc
  • Method: GET
  • Response: JSON

A sample response is:

{
	"BRANCH": "Delhi Nagrik Sehkari Bank IMPS",
	"CENTRE": "DELHI",
	"DISTRICT": "DELHI",
	"STATE": "MAHARASHTRA",
	"ADDRESS": "720, NEAR GHANTAGHAR, SUBZI MANDI, DELHI - 110007",
	"CONTACT": "[phone]",
	"IMPS": true,
	"CITY": "MUMBAI",
	"UPI": true,
	"MICR": "110196002",
	"RTGS": true,
	"NEFT": true,
	"SWIFT": "",
	"ISO3166": "IN-MH",
	"BANK": "Delhi Nagrik Sehkari Bank",
	"BANKCODE": "DENS",
	"IFSC": "YESB0DNB002"
}

2. Account Verification using Penny Drop API

Request:

Follow the below guidelines to pass IFSC and account number for penny drop verification

Path Parameters:

• ifsc (string): Alphanumeric code is used to identify the bank branches. Max length: 11 characters. Example: SBIN0021745
• account_number (string): Bank account number. Max length: 20 characters. Example: 026291800001191

Query Parameters:

• name (string): Name of the Account holder. Example: John Doe
• mobile (string): Mobile number of the account holder. Example: 9999999999

Sample CURL:

curl --location --request GET 'https://api.sandbox.co.in/bank/HDFC0000001/accounts/026291800001191/verify?name=JOHN%20DOE&mobile=9999999999' \
--header 'Authorization: eyJhbGciOiJIUzUxMiJ9.eyJhdWQiOiJBUEkiLCJyZWZyZXNoX3Rva2VuIjoi...YOUR_TOKEN_HERE...' \
--header 'x-api-key: key_live_Ade**************************Uxs' \
--header 'x-api-version: 1.0.0'

{
	"utr": "210219578183",
	"account_exists": true,
	"amount_deposited": 1,
	"message": "Bank Account details verified successfully",
	"name_at_bank": "John Doe"
}