moniest
Pythonista Financial App
WHAT THE F$!?&@
Quite simply it’s a running total of how much cash you have in the bank now, upcoming, and any point in time in the future.
**ASSUMPTIONS **
- All bills are paid on time (due date)
- All bills will be paid in full
- Even bills with zero balance to be included in various reports
- Diligent spending entry is not expected, casual updates to balances only needed
BALANCES
These are the three balances
Real
Actual Bank balance
- Can be a rough estimation
- Updateable whenever to match online balance
Theoretical Extended
Bank Balance minus all bills
- Variable 1-3 months advance bills
- Good for quick glance of upcoming bills
Sliding
Bank Balance minus bills (Paid or Due) prior to sliding date
- Theoretical net value up to slider date
- Slider will show set date
- All balances shown if possible
- Income included in slide balance prior to slide set date
REMINDERS
- All bills alert at bill issuing date
- All bills alert 7 business days prior to Due Date
- Reminders have no effect on balace, just that the bill is due
- Reminder can be anything from the category Bills
BILLS
Bills Categories:
- Government medical or tax payment
- Car/Life/Medical/House/etc Insurance
- Mortgae/Loan/Tax/etc payment
- Credit Cards
- Gas/Electric/Phone/Water/cable/Internet/etc
- Editable/Create/destroy
Bills Types
One Time
- A Bill for a service rendered
- A zero balance on a creit card
Recurring
- Most Bills will be of this type by default
- Not Including credit cards with zero balance
Bill Status
Paid
- Actual transfer of funds from bank (or any other financial account)
- todo: should past due bills be auomatically deducted from bank balance.
Due
- Bill has been issued from organization
- Bill due date (for running/instant total) is greater than today
Account Class
| Title | Description |
|---|---|
| Name | String |
| Balance | float |
| Ext Bal 1. | float |
| Ext Bal 2. | float |
| Due date. | datetime.date |
| Save data | class method (create/edit csv) |
| Retrv data | class method (read csv) |
| Retrv bal | class method |
| Retrv ext bal | class method |
| Retrv sld bal | class method |