CSV to MT940

Converter for CSV to MT940

I needed a converter for my banking statements from an ing account. ing does not offer a mt940 download so i wrote my own converter. I do not guarantee it will work with your statements!

If you have any problems please create an issue or a pull request

Install

To install you have to have go installed on your machine.

Install it via go get:

go get github.com/JHeimbach/csvtomt940

Usage

To run the converter run:

csvtomt940 SourceFile.csv

It will produce a .sta file with the same name as the given .csv file

Flags

name	default	usage
`-ing-has-category`	`true`	Use this if you want to use this converter with the old csv files from ing (that don't have a category entry), set this flag to false
`-bank-type`	`ing`	this program can convert the csv from ing and n26 bank
`-n26-iban`	`<none>`	n26 csv export does not include the account iban, but mt940 needs this, please provide your iban with this option
`-n26-start-saldo`	`<none>`	n26 csv export does not include saldo infos, but mt940 needs this, please provide your startsaldo with this option in cents (e.g. 150,34€ is 15034)

Example CSVs

ING

💡 PLEASE NOTE: ING Csv files are expected to be in ISO-8859-1 Encoding, because that's what the csv export from ING is giving me.

Current Format

Umsatzanzeige;Datei erstellt am: 07.03.2021 13:18
;Letztes Update: aktuell

IBAN;DE32 5001 0517 1234 5678 95
Kontoname;Girokonto
Bank;ING
Kunde;Test Tester
Zeitraum;06.01.2020 - 09.01.2020
Saldo;1172,12;EUR

Sortierung;Datum absteigend

In der CSV-Datei finden Sie alle bereits gebuchten Umsätze. Die vorgemerkten Umsätze werden nicht aufgenommen, auch wenn sie in Ihrem Internetbanking angezeigt werden.

Buchung;Valuta;Auftraggeber/Empfänger;Buchungstext;Kategorie;Verwendungszweck;Saldo;Währung;Betrag;Währung
09.01.2020;09.01.2020;Yabox;Lastschrift;Shopping und Media;Reactive full-range local area network;1188,32;EUR;-1,62;EUR
06.01.2020;06.01.2020;Yabox;Gutschrift;Shopping und Media;Grass-roots systemic pricing structure;1172,12;EUR;16,20;EUR

Old Format without Categories

Umsatzanzeige;Datei erstellt am: 07.03.2021 13:18
;Letztes Update: aktuell

IBAN;DE32 5001 0517 1234 5678 95
Kontoname;Girokonto
Bank;ING
Kunde;Test Tester
Zeitraum;06.01.2020 - 09.01.2020
Saldo;1172,12;EUR

Sortierung;Datum absteigend

In der CSV-Datei finden Sie alle bereits gebuchten Umsätze. Die vorgemerkten Umsätze werden nicht aufgenommen, auch wenn sie in Ihrem Internetbanking angezeigt werden.

Buchung;Valuta;Auftraggeber/Empfänger;Buchungstext;Verwendungszweck;Saldo;Währung;Betrag;Währung
09.01.2020;09.01.2020;Yabox;Lastschrift;Reactive full-range local area network;1188,32;EUR;-1,62;EUR
06.01.2020;06.01.2020;Yabox;Gutschrift;Grass-roots systemic pricing structure;1172,12;EUR;16,20;EUR

N26

💡 PLEASE NOTE: N26 CSV files do not have account infos in them, but we need an account and bank number that we extract from the iban, please provide your iban via -n26-iban option

"Datum","Empfänger","Kontonummer","Transaktionstyp","Verwendungszweck","Kategorie","Betrag (EUR)","Betrag (Fremdwährung)","Fremdwährung","Wechselkurs"
"2021-02-08","Yabox","DE00111111110000000000","Gutschrift","Grass-roots systemic pricing structure","Medien & Elektronik","16.2","","",""
"2021-02-08","Yabox","DE00111111110000000000","Lastschrift","Grass-roots systemic pricing structure","Medien & Elektronik","-1.62","","",""

you can also provide an english csv, it doesn't matter because we operate on the column index, not on the column name.

"Date","Payee","Account number","Transaction type","Payment reference","Category","Amount (EUR)","Amount (Foreign Currency)","Type Foreign Currency","Exchange Rate"
"2021-02-08","Yabox","DE00111111110000000000","Income","Grass-roots systemic pricing structure","Medien & Elektronik","16.2","","",""
"2021-02-08","Yabox","","Outgoing Transfer","Grass-roots systemic pricing structure","Medien & Elektronik","-1.62","","",""

fschmutz / csvtomt940