FaiqJamal / Credit-Score-Classification

Machine Learning Application for the finance domain that predicts the credit score of an individual based on their profile and credit history to indicate creditworthiness and ease loan underwriting.

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Credit Score

A credit score is a numerical representation of an individual's creditworthiness, indicating their ability to manage and repay debts.

Credit Score Classification

Machine Learning Application for the finance domain that classifies the credit score of an individual based on their profile and credit history to indicate creditworthiness and ease loan underwriting.

Objective

Develop a machine learning model to accurately classify credit scores based on customer attributes.

Importance

Credit score classification helps banks and financial institutions evaluate creditworthiness, detect fraud, reduce risk, and improve loan underwriting.

Goal

Leverage ML techniques to enhance decision-making for lenders and improve profitability.

Application

Run the app.py python file in flask environment to check the predictor application. Submit the information to get the credit score prediction of "Poor", "Standard" or "Good" depending on customer profile.

Team Members

Alina Nasir http://github.com/Alina-Nasir
Mydah Nasir http://github.com/Mydah-Nasir

About

Machine Learning Application for the finance domain that predicts the credit score of an individual based on their profile and credit history to indicate creditworthiness and ease loan underwriting.


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