CitizenDAO / moxi-contracts

Moxi Contracts Development Framework

Problem: Health insurance is expensive to buy & confusing to use.

Solution: Use programmable money and chatbots to automate the health insurance industry away.

Project: Moxi is a decentralized health insurance protocol governed by Citizen DAO.

Moxi helps you:

Save for future healthcare expenses with a crypto-native savings account earning 10-20% APY.

Share expensive medical bills with the Citizen Health Fund. All members contribute, all members get help.

Finance medical services, procedures, and products outside the sharing fund.

How it works

• Instead of paying for an insurance policy, you deposit DAI or USDC in a collective pool earning APY.
• Collective stable currency is then lent out on Yearn, Aave, Sushi, & other yielding sources to generate the APY.
• The collective pool is a loose fork of PoolTogether, but instead of weekly prizes, the interest earned pays the fund’s medical bills.
• You can select how much financial coverage you want on the most common medical situations. v1 plan starts with cancer, heart attack, stroke, COVID-19, & freak accident.
• You continue saving for future health expenses while earning compounding interest in CDAO (Citizen DAO native token) and other DAO tokens staked in the treasury pool.
• APY is based on your amount staked and daily health score calculated from steps, activity, & sleep.
• If you unfortunately experience one of the medical events, the pool pays the bill from the interest earned. Take a picture of your bill and send it to Moxi the bot. Moxi will verify within 10 seconds and deposit the amount on your Moxi Visa card programmed with Circle.
• At any point, you can withdraw deposits and a portion of interest earned.

Here are some important resources:

• We communicate on Discord
• Our designs are on Figma
• Moxi is the first $Health project from Citizen DAO

Development

Running Dev Environment

Use the command

> ./cmd/launch dev -c

to run the compile and migrate contracts to a test network. In lieu of a sensible *nix environment, run the command through python

> python3 /cmd/launch

the following flags are available:

• -c - launch the truffle development console
• -s - launch a shell environment
• -b - rebuild the docker images
• -h - help output

Contributing

We encourage a triangle workflow for development, with pull requests going directly onto the main branch; essentially a github flow model.

Requirements

Maintainers

@BrennenHodge @james-c @Amirjab21 @corddry @PradhumnaPancholi

Tech

Dependencies

We will make the dev environment Docker-based for consistency / ease-of-use, so requirements for use should be limited to:

• Docker (make sure it's a latest or very recent release)
• Python 3 (for scripting)

And of course Moxi itself is open source under a MIT license.

Moxi API