Akshaj000 / loan-app

A basic django rest endpoint with celery task to initialize the database using the excel sheets.

/register

• Add a new customer to the customer table with an approved limit based on salary.
  • approved_limit = 36 * monthly_salary (rounded to the nearest lakh).
• Request Body:
  • first_name (string): First Name of customer
  • last_name (string): Last Name of customer
  • age (int): Age of customer
  • monthly_income (int): Monthly income of the individual
  • phone_number (int): Phone number of the customer
• Response Body:
  • customer_id (int): ID of the customer
  • name (string): Name of the customer
  • age (int): Age of the customer
  • monthly_income (int): Monthly income of the individual
  • approved_limit (int): Approved credit limit
  • phone_number (int): Phone number of the customer

/check-eligibility

• Check loan eligibility based on the credit score of the customer.
• Assign a credit score based on historical loan data.
• Approve loans based on credit score and other criteria.
• Request Body:
  • customer_id (int): ID of the customer
  • loan_amount (float): Requested loan amount
  • interest_rate (float): Interest rate on the loan
  • tenure (int): Tenure of the loan
• Response Body:
  • customer_id (int): ID of the customer
  • approval (bool): Can the loan be approved
  • interest_rate (float): Interest rate on the loan
  • corrected_interest_rate (float): Corrected interest rate based on credit rating (if applicable)
  • tenure (int): Tenure of the loan
  • monthly_installment (float): Monthly installment to be paid as repayment

/create-loan

• Process a new loan based on eligibility.
• Request Body:
  • customer_id (int): ID of the customer
  • loan_amount (float): Requested loan amount
  • interest_rate (float): Interest rate on the loan
  • tenure (int): Tenure of the loan
• Response Body:
  • loan_id (int): ID of the approved loan (null otherwise)
  • customer_id (int): ID of the customer
  • loan_approved (bool): Is the loan approved
  • message (string): Appropriate message if the loan is not approved
  • monthly_installment (float): Monthly installment to be paid as repayment

/view-loan/{loan_id}

• View loan details and customer details.
• Response Body:
  • loan_id (int): ID of the approved loan
  • customer (JSON): JSON containing customer details (id, first_name, last_name, phone_number, age)
  • loan_approved (bool): Is the loan approved
  • loan_amount (float): Loan amount
  • interest_rate (float): Interest rate of the approved loan
  • monthly_installment (float): Monthly installment to be paid as repayment
  • tenure (int): Tenure of the loan

/view-loans/{customer_id}

• View all current loan details by customer ID.
• Response Body (List of loan items):
  • loan_id (int): ID of the approved loan
  • loan_approved (bool): Is the loan approved
  • interest_rate (float): Interest rate of the approved loan
  • monthly_installment (float): Monthly installment to be paid as repayment
  • repayments_left (int): Number of EMIs left