wscott / fplan

Early retirement financial calculator

Geek Repo:Geek Repo

Github PK Tool:Github PK Tool

Model maximizing estate instead of yearly spending

wscott opened this issue · comments

Another approach to this type of optimizer is to have the user list the desired spending level for each year and have the program maximize the estate left to heirs at the end of the plan.

The spending level would need to be low enough to be feasible, and it would need an assumed tax bracket for the heir. Then the total after estate taxes would be the result being maximized.