The goal of this project is to predict whether credit card users will pay on time next month.
The columns in the dataset:
- ID
- AGE: age(year)
- SEX: gender
- EDU: education
- MAR: marital status
- CRE: amount of the given credit
- BILL_1: amount of bill month ago
- BILL_2: amount of bill two months ago
- BILL_3: amount of bill three months ago
- STA_1: payment record month ago
- STA_2: payment record two months ago
- STA_3: payment record three months ago
- AMT_1: amount of payment month ago
- AMT_2: amount of payment two months ago
- AMT_3: amount of payment three months ago
- PAY: whether credit card users will pay on time next month