guitmz / n26

API and CLI to get information of your N26 account

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How legal is it?

skvav opened this issue · comments

Hi! I would like to use your library in production for scraping data with the agreement of a bank client. But as far as I know PSD2 law explicitly prohibits screen scraping https://ec.europa.eu/commission/presscorner/detail/en/MEMO_17_4961. At the same time it says

PSD2 prohibits TPPs from accessing any other data from the customer payment account beyond those explicitly authorised by the customer. Customers will have to agree on the access, use and processing of these data

That's why I'm quite confused. It seems that if you have an agreement you may use it. Maybe you had an experience of using your library in production and could shed some light on legal aspects.

Hi, thank you for your interest in the library. Unfortunately I have no knowledge of legal implications of the use of it as I have no agreement with N26 at all. It seems confusing indeed, I suggest reaching out to them maybe to clarify on this, sorry for not being able to help!