Draft Working With HMDA Data.md

[David Roell]

Topics should include:

• Discussion of FIG fields that includes explanation of values. This should focus on what conditions create NA, blank, or exempt values and what that means for analysis.
• Handling geographic analysis over time. Some geographies are more stable than others, source of geographic definitions, proper analysis techniques.
• How to define homogenous products in the data. For example: Conventional, home purchase loans secured by a first lien on an owner occupied, 1-4 family dwelling.
• Explanation of Final vs. Ultimate data files in NARA
• Links to resources in this repository
• Discussion of LAR/TS/Panel and what is contained in each and how to use them in different types of analysis.